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New Study Finds 90% of GAP Purchasers Think It's a Good Idea and Would Buy Again

A recent study, Consumers and Guaranteed Asset Protection (GAP Protection) on Vehicle Financing Contracts: A First Look, with authors that include a current economist and retired senior economist at the Federal Reserve Board, proves the value of GAP to consumers in shielding them from financial risks of losses exceeding insured collateral values if vehicles become total losses.  The survey found that consumers purchased GAP in about 39 percent of financed vehicle transactions and more than 90% of GAP purchasers report that buying GAP is a good idea and that they would buy it again with only about 1% of surveyed purchasers indicating dissatisfaction with their choice.

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Auto Finance Calculator

Found your dream car and need a tool to crunch the numbers? We’ve got what you’re looking for! Our Auto Finance Calculator takes the key numbers, like purchase price, down payment and annual percentage rate (APR) and calculates your estimated monthly payment.

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Wallet Card

Ready for a new car? Our Wallet Card has the top four things to do before heading to the dealership and tips for while you're there! Carry it in your wallet or pull it up on your smartphone and always stay well-informed at the dealership when making car-buying decisions.

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Know Before You Buy

Ensure your vehicle purchase is affordable and supports your transportation needs. Review the Know Before You Buy brochure and bring it with you to the dealership!

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Education Allies

An AWARE Education Ally is an organization that shares our commitment to expanding consumer understanding of the vehicle financing process, and is working with AWARE to disseminate this information.

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Recognizing the need for consumer education, automotive leaders formed AWARE (Americans Well-informed on Automobile Retailing Economics), a collaborative industry effort to provide consumers with information, tools and other resources to better understand the auto financing system.